||How to buy a privatized apartment? They have the opportunity to quickly find housing and the opportunity to improve their living conditions. The purchase of such property involves certain risks. This will help you carefully study all thin-walled purchase procedures.
Stages of purchase
Search for suitable options. Inspection of housing. Inquiries about tenants. Verification of documents. Drawing up and execution of the contract of sale. Making calculations Registration of signed documents in Rosreestre. Drawing up an act of acceptance.
What documents are needed
A standard list of documents when buying a privatized apartment, which the owner of the property must submit, includes: seller's passport; documents that can confirm the ownership of the apartment; an extract from the house book; certificates from psycho-neurological and drug treatment clinics confirming that the apartment seller is not registered with them; certificates of the absence of debts on utility payments.
This list may vary depending on the nuances of the transaction, for example:
if the apartment’s co-owner is a minor, a permit should be obtained from the guardianship authorities; if the apartment was acquired by the owner in marriage, the consent of the spouse for the sale of housing will be required; if the apartment is inherited by the owner, it is worth finding out who else may be the heir to the living space; if the property has been transferred to the owner under the contract of alienation, a certificate is required that all taxes have been paid in accordance with the law.
The main risk that carries the purchase of privatized real estate, is the possibility of losing the rights to acquired housing. In addition, the new owner may have problems caused by the complex legal fate of the property. That is why buyers should take special care and carefully check all documents. Possible risks when buying a privatized apartment: there are other homeowners whose permission to sell has not been obtained; the rights of minor tenants are violated, there is no permit document from the guardianship authorities; in the apartment there are persons who have retained the right of residence after the change of ownership (temporarily discharged); violated the rules of privatization; the seller is declared incompetent, etc.
How to protect yourself
In order to protect oneself from risks when buying privatized apartments, one must check: the legal history of the apartment being sold; the number of residents registered in it (their number, age, degree of kinship), special attention should be paid to temporarily discharged residents; seller's passport - expiration date, authenticity of records; the presence of debts or encumbrances (rent, pledge, arrest of an apartment, etc.); availability of a certificate from the IPA; the consent of the legal spouse or other owners to sell real estate; documents of title to the apartment, including the contract of sale, donation, privatization, etc.